Alexander Nunez Torres – Finance Researcher

Finance Researcher
educator

Based in new york city

Alexander Núñez Torres

Publications: Journal of Financial Economics, International Finance and Research Finance Letters.

Deposit market power, funding stability, and mortgage securitization

This paper quantifies the effect of deposit market power on loan mortgage premiums for the government sponsored enterprise Fannie Mae.

On the financial literacy, indebtedness, and wealth of Colombian households

In this paper we attempt to find existing linkages of financial literacy with indebtedness and wealth accumulation of households in Bogotá, the capital of Colombia.

When low beats high: Riding the sales seasonality premium

This paper examines whether predictable seasonal patterns in firm fundamentals generate time variation in stock returns.

Deposit market power, funding stability, and mortgage securitization

This paper quantifies the effect of deposit market power on loan mortgage premiums for the government sponsored enterprise Fannie Mae.

On the financial literacy, indebtedness, and wealth of Colombian households

In this paper we attempt to find existing linkages of financial literacy with indebtedness and wealth accumulation of households in Bogotá, the capital of Colombia.

When low beats high: Riding the sales seasonality premium

This paper examines whether predictable seasonal patterns in firm fundamentals generate time variation in stock returns.

Publications: Journal of Financial Economics, International Finance and Research Finance Letters.

Deposit market power, funding stability, and mortgage securitization

This paper quantifies the effect of deposit market power on loan mortgage premiums for the government sponsored enterprise Fannie Mae.

On the financial literacy, indebtedness, and wealth of Colombian households

In this paper we attempt to find existing linkages of financial literacy with indebtedness and wealth accumulation of households in Bogotá, the capital of Colombia.

When low beats high: Riding the sales seasonality premium

This paper examines whether predictable seasonal patterns in firm fundamentals generate time variation in stock returns.

Deposit market power, funding stability, and mortgage securitization

This paper quantifies the effect of deposit market power on loan mortgage premiums for the government sponsored enterprise Fannie Mae.

On the financial literacy, indebtedness, and wealth of Colombian households

In this paper we attempt to find existing linkages of financial literacy with indebtedness and wealth accumulation of households in Bogotá, the capital of Colombia.

When low beats high: Riding the sales seasonality premium

This paper examines whether predictable seasonal patterns in firm fundamentals generate time variation in stock returns.

About me

I am Finance Researcher and an Educator, focused on mortgages, banking system, corporation finance, asset pricing and Financial Literacy.

Over the years, I have been involved in community-based research addressing concrete Business and local community issues, as well as a research project assessing the Financial Literacy for Lehman College undergraduate community in order to develop the foundational work for financial literacy interventions for students.